Why Finance Your PEMF Investment?
A Sentient Element financing plan lets you start healing immediately without paying the full cost upfront. This form of PEMF financing protects your cash flow and keeps capital free for other priorities. Practitioners increase ROI by offering treatments now instead of waiting to buy equipment, while home users benefit by accessing PEMF therapy sooner. Clinics interested in resale can explore our distributor program for additional revenue.
Our Financing Partners
For licensed clinics, our partner NCMIC offers flexible PEMF financing solutions. Home users can take advantage of PayPal’s consumer-friendly plans. More financing partners are coming soon—stay tuned.
- NCMIC (Practitioner-Only) – serves licensed healthcare practitioners (e.g., chiropractors).
– Competitive APR (subject to credit)
– Terms up to 5 years
– $0 application fee
- PayPal Buy Now, Pay Later (Home Users) – serves individual home users.
– Pay in 4 interest-free payments
– Extended 6, 12, or 24-month plans
– Soft credit pull only
- More financing partners coming soon — stay tuned.
Eligibility & Terms at a Glance
For most qualified buyers (subject to credit approval), financing is quick and straightforward. Below is a quick overview of typical APRs and term lengths for each partner:
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Partner
|
Typical APR
|
Term Lengths
|
|
NCMIC
|
Competitive
|
24–60 mo
|
|
PayPal
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0 %–standard rates
|
4, 6, 12, 24 mo
|
How to Apply — 3 Simple Steps
- Click Apply to open our secure online form.
- Upload basic documents (like a photo ID and bank statement).
- Receive a decision in under 24 hours and schedule your shipment.
Monthly Payment Examples
Below are estimated monthly payments for our devices (9 % APR, 60-month term):
Estimated payment; actual figures depend on your approved APR and term.
Trust & Security
• SSL-encrypted portal
• HIPAA-compliant data handling
• FTC Truth-in-Lending disclosures up front
• A-rating lender badges
FAQ
Q: What credit score do I need to qualify?
A: Our partners generally look for fair credit (around 600+). There’s no strict minimum—lenders consider your entire profile. Even without perfect credit, you may still qualify for some plans.
Q: Can I pay off my financing early?
A: Absolutely. You can always pay off your balance early with no penalty. Our lenders do not charge prepayment fees, so you save on interest.
Q: Do you offer financing for international buyers?
A: Currently, our financing partners (including the NCMIC medical equipment loan and PayPal Buy Now, Pay Later plans) serve U.S. customers only. International buyers can purchase by paying in full or arranging local financing.
Q: Is the equipment cost tax deductible?
A: For many practitioners, yes. A financed Sentient Element can often be written off as a business expense. Consult your tax advisor for details. (Home users typically cannot deduct personal device purchases.)
For deeper clinical proof, see our peer-reviewed arthritis study.
Start healing sooner — finance your Sentient Element today.
Get Pre-Qualified in Minutes